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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,653 | $85,766-42.1% | $136,298-63.6% | $70,126-29.2% |
| Participation rate | 32.5% | 74.2%-41.7pp | 81.9%-49.4pp | 69.5%-37.0pp |
| Annual return | 14.61% | 31.46%-16.8pp | 5156.27%-5141.7pp | 73.15%-58.5pp |
| Employer contribution / active EE | $942 | $2,966-68.2% | $4,696-79.9% | $2,343-59.8% |
| Participant deferral / active EE | $3,456 | $5,051-31.6% | $6,247-44.7% | $3,332+3.7% |
| Admin fee / account holder | $6,967 | $5,421+28.5% | $9,244-24.6% | $4,645+50.0% |