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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,736 | $202,342-66.0% | $172,753-60.2% | $152,909-55.0% |
| Participation rate | 61.1% | 87.1%-25.9pp | 82.6%-21.5pp | 82.5%-21.3pp |
| Annual return | 18.98% | 1029.88%-1010.9pp | 803.00%-784.0pp | 345.46%-326.5pp |
| Employer contribution / active EE | $1,839 | $5,857-68.6% | $5,144-64.2% | $4,764-61.4% |
| Participant deferral / active EE | $4,120 | $5,948-30.7% | $5,198-20.7% | $5,851-29.6% |
| Admin fee / account holder | $20,667 | $17,112+20.8% | $13,956+48.1% | $11,601+78.2% |