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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,349 | $115,810-65.2% | $101,271-60.2% | $158,966-74.6% |
| Participation rate | 66.7% | 79.4%-12.7pp | 75.8%-9.1pp | 82.0%-15.3pp |
| Annual return | 20.30% | 56.15%-35.9pp | 46.48%-26.2pp | 302.95%-282.6pp |
| Employer contribution / active EE | $1,157 | $4,175-72.3% | $3,660-68.4% | $4,762-75.7% |
| Participant deferral / active EE | $4,007 | $4,958-19.2% | $4,371-8.3% | $5,983-33.0% |
| Admin fee / account holder | $687 | $7,248-90.5% | $5,948-88.4% | $11,250-93.9% |