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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $414,408 | $167,353+147.6% | $143,797+188.2% | $134,545+208.0% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -16.20% | 0.48%-16.7pp | -0.04%-16.2pp | 418.37%-434.6pp |
| Employer contribution / active EE | $5,438 | $5,620-3.3% | $4,952+9.8% | $4,742+14.7% |
| Participant deferral / active EE | $10,167 | $6,447+57.7% | $5,638+80.3% | $6,401+58.8% |
| Admin fee / account holder | $32,390 | $18,096+79.0% | $14,679+120.7% | $11,431+183.4% |