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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,625 | $100,139+28.4% | $85,187+51.0% | $145,884-11.8% |
| Participation rate | 87.5% | 74.1%+13.4pp | 67.5%+20.0pp | 80.3%+7.2pp |
| Annual return | 8.97% | 84.15%-75.2pp | 66.67%-57.7pp | 551.85%-542.9pp |
| Employer contribution / active EE | $18,536 | $3,238+472.4% | $2,732+578.4% | $4,662+297.6% |
| Participant deferral / active EE | $14,308 | $5,296+170.2% | $4,525+216.2% | $6,690+113.9% |
| Admin fee / account holder | $18,227 | $7,262+151.0% | $6,162+195.8% | $13,392+36.1% |