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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,625 | $99,921+28.7% | $85,009+51.3% | $145,959-11.9% |
| Participation rate | 87.5% | 74.1%+13.4pp | 67.5%+20.0pp | 80.3%+7.2pp |
| Annual return | 8.97% | 83.89%-74.9pp | 66.47%-57.5pp | 561.95%-553.0pp |
| Employer contribution / active EE | $18,536 | $3,233+473.4% | $2,728+579.4% | $4,661+297.7% |
| Participant deferral / active EE | $14,308 | $5,293+170.3% | $4,522+216.4% | $6,689+113.9% |
| Admin fee / account holder | $18,227 | $7,252+151.3% | $6,153+196.2% | $13,398+36.0% |