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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,625 | $100,073+28.5% | $85,126+51.1% | $145,877-11.8% |
| Participation rate | 87.5% | 74.1%+13.4pp | 67.5%+20.0pp | 80.3%+7.2pp |
| Annual return | 8.97% | 84.11%-75.1pp | 66.63%-57.7pp | 551.28%-542.3pp |
| Employer contribution / active EE | $18,536 | $3,236+472.7% | $2,731+578.6% | $4,663+297.5% |
| Participant deferral / active EE | $14,308 | $5,294+170.3% | $4,523+216.3% | $6,691+113.9% |
| Admin fee / account holder | $18,227 | $7,261+151.0% | $6,160+195.9% | $13,402+36.0% |