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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,721 | $115,810+2.5% | $101,271+17.2% | $158,966-25.3% |
| Participation rate | 42.9% | 79.4%-36.5pp | 75.8%-32.9pp | 82.0%-39.1pp |
| Annual return | 14.79% | 56.15%-41.4pp | 46.48%-31.7pp | 302.95%-288.2pp |
| Employer contribution / active EE | $897 | $4,175-78.5% | $3,660-75.5% | $4,762-81.2% |
| Participant deferral / active EE | $7,132 | $4,958+43.8% | $4,371+63.2% | $5,983+19.2% |
| Admin fee / account holder | $407 | $7,248-94.4% | $5,948-93.2% | $11,250-96.4% |