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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $235,955 | $127,790+84.6% | $106,555+121.4% | $167,536+40.8% |
| Participation rate | 100.0% | 78.3%+21.7pp | 76.1%+23.9pp | 82.1%+17.9pp |
| Annual return | 20.02% | 33.88%-13.9pp | 26.80%-6.8pp | 478.82%-458.8pp |
| Employer contribution / active EE | $11,441 | $3,428+233.8% | $2,819+305.8% | $4,839+136.4% |
| Participant deferral / active EE | $6,965 | $5,088+36.9% | $4,399+58.4% | $6,342+9.8% |
| Admin fee / account holder | $2,097 | $11,229-81.3% | $7,408-71.7% | $12,315-83.0% |