Retirement plan

ENVIRONMENTAL CHEMICAL CONSU 401 K PROFIT SHARING PLAN TRUST

Name: ENVIRONMENTAL & CHEMICAL CONSU - ENVIRONMENTAL CHEMICAL CONSU 401 K PROFIT SHARING PLAN TRUST (2016) Form 5500
Creator: ENVIRONMENTAL & CHEMICAL CONSU
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, ENVIRONMENTAL CHEMICAL CONSU 401 K PROFIT SHARING PLAN TRUST, ENVIRONMENTAL & CHEMICAL CONSU

ENVIRONMENTAL & CHEMICAL CONSUEIN 20-4051823Plan #001PY 2016

PO BOX 3263 - CRESTLINE, CA 92325909-714-2095eccinc.usLinkedIn11-50 employeesenvironmental services

Prospect flagsHigh feesLow employer contribution

How to read this page

Total assets (EOY)

$371K

+90.1% from 2015

Total participants

-27.3% from 2015

Average account balance

$53,064

+62.9% from 2015

Annual return

115.77%

-887.80 pp from 2015

Benchmarks

See 22,113 peers

Peer group

Industry42 - Wholesale Trade

Plan typeDefined contribution

Participants<25

Cohort22,113 peers

Snapshot2016

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$791K

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$19K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

164.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$163K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$7K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+11.10%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$4328

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2F2G2J2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityLow employer contribution
Employer contribution per participant is in the bottom quintile of the peer cohort.
OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$74K

$10531 / participant

Other / not subdivided$74K100.0%

% of EOY assets

19.847%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$53,064

$131,835-59.7%

$108,582-51.1%

$273,972-80.6%

Participation rate

85.7%

83.5%+2.3pp

79.6%+6.1pp

83.0%+2.7pp

Annual return

115.77%

-91.57%+207.3pp

-51.70%+167.5pp

41.46%+74.3pp

Employer contribution / active EE

$4,913-100.0%

$3,758-100.0%

$4,869-100.0%

Participant deferral / active EE

$1,622

$5,127-68.4%

$4,311-62.4%

$5,287-69.3%

Admin fee / account holder

$10,531

$10,253+2.7%

$7,645+37.8%

$10,133+3.9%

ENVIRONMENTAL CHEMICAL CONSU 401 K PROFIT SHARING PLAN TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

ENVIRONMENTAL CHEMICAL CONSU 401 K PROFIT SHARING PLAN TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion