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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,169 | $103,000-42.6% | $90,300-34.5% | $152,885-61.3% |
| Participation rate | 100.0% | 75.9%+24.1pp | 73.3%+26.7pp | 82.5%+17.5pp |
| Annual return | 23.16% | 95.19%-72.0pp | 78.11%-55.0pp | 345.39%-322.2pp |
| Employer contribution / active EE | $2,260 | $3,138-28.0% | $2,854-20.8% | $4,763-52.6% |
| Participant deferral / active EE | $7,060 | $4,281+64.9% | $3,884+81.7% | $5,851+20.7% |
| Admin fee / account holder | $811 | $6,173-86.9% | $5,353-84.8% | $11,598-93.0% |