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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,575 | $72,071+77.0% | $68,368+86.6% | $137,256-7.1% |
| Participation rate | 100.0% | 76.2%+23.8pp | 73.8%+26.2pp | 80.0%+20.0pp |
| Annual return | 15.87% | 353.14%-337.3pp | 292.57%-276.7pp | 220.34%-204.5pp |
| Employer contribution / active EE | $2,276 | $2,788-18.4% | $2,649-14.1% | $4,156-45.2% |
| Participant deferral / active EE | $9,779 | $4,410+121.8% | $4,123+137.2% | $6,407+52.6% |
| Admin fee / account holder | $2,358 | $5,336-55.8% | $5,150-54.2% | $12,270-80.8% |