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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,317 | $198,457-39.9% | $170,435-30.0% | $147,586-19.2% |
| Participation rate | 90.0% | 88.0%+2.0pp | 83.6%+6.4pp | 82.8%+7.2pp |
| Annual return | 14.06% | 257.30%-243.2pp | 205.94%-191.9pp | 578.59%-564.5pp |
| Employer contribution / active EE | $7,813 | $6,183+26.4% | $5,432+43.8% | $4,876+60.2% |
| Participant deferral / active EE | $5,478 | $5,629-2.7% | $4,939+10.9% | $5,439+0.7% |
| Admin fee / account holder | $8,689 | $16,852-48.4% | $13,881-37.4% | $10,886-20.2% |