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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,179 | $93,617+2.7% | $135,982-29.3% | $75,177+27.9% |
| Participation rate | 100.0% | 75.2%+24.8pp | 81.9%+18.1pp | 67.2%+32.8pp |
| Annual return | 14.02% | 30.89%-16.9pp | 68.32%-54.3pp | 160.75%-146.7pp |
| Employer contribution / active EE | $8,461 | $3,538+139.1% | $4,859+74.1% | $2,671+216.8% |
| Participant deferral / active EE | $5,353 | $6,406-16.4% | $7,760-31.0% | $4,126+29.7% |
| Admin fee / account holder | $937 | $6,980-86.6% | $10,767-91.3% | $5,651-83.4% |