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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,575 | $115,903-56.4% | $100,528-49.7% | $158,966-68.2% |
| Participation rate | 100.0% | 81.6%+18.4pp | 79.4%+20.6pp | 82.0%+18.0pp |
| Annual return | 19.32% | 34.80%-15.5pp | 30.90%-11.6pp | 302.95%-283.6pp |
| Employer contribution / active EE | $2,913 | $4,105-29.0% | $3,419-14.8% | $4,762-38.8% |
| Participant deferral / active EE | $11,009 | $6,677+64.9% | $6,271+75.5% | $5,983+84.0% |
| Admin fee / account holder | $1,611 | $11,000-85.4% | $8,084-80.1% | $11,250-85.7% |