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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $183,681 | $165,381+11.1% | $149,730+22.7% | $158,966+15.5% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 14.87% | 348.29%-333.4pp | 276.70%-261.8pp | 302.95%-288.1pp |
| Employer contribution / active EE | $18,808 | $5,104+268.5% | $4,645+304.9% | $4,762+294.9% |
| Participant deferral / active EE | $15,547 | $7,182+116.5% | $6,843+127.2% | $5,983+159.8% |
| Admin fee / account holder | $747 | $10,809-93.1% | $9,310-92.0% | $11,250-93.4% |