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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,035 | $92,766-28.8% | $82,763-20.2% | $134,545-50.9% |
| Participation rate | 55.0% | 75.2%-20.2pp | 72.6%-17.6pp | 81.2%-26.2pp |
| Annual return | -11.46% | 946.97%-958.4pp | 702.45%-713.9pp | 418.37%-429.8pp |
| Employer contribution / active EE | $1,279 | $3,273-60.9% | $3,008-57.5% | $4,742-73.0% |
| Participant deferral / active EE | $3,546 | $4,802-26.2% | $4,395-19.3% | $6,401-44.6% |
| Admin fee / account holder | $5,695 | $5,978-4.7% | $5,325+7.0% | $11,431-50.2% |