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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $318,272 | $108,882+192.3% | $96,754+229.0% | $154,746+105.7% |
| Participation rate | 100.0% | 75.1%+24.9pp | 70.3%+29.7pp | 80.7%+19.3pp |
| Annual return | 18.43% | 98.39%-80.0pp | 82.04%-63.6pp | 172.34%-153.9pp |
| Employer contribution / active EE | $3,570 | $3,018+18.3% | $2,679+33.2% | $4,379-18.5% |
| Participant deferral / active EE | $7,030 | $5,323+32.1% | $4,758+47.8% | $6,730+4.5% |
| Admin fee / account holder | $4,098 | $10,200-59.8% | $8,905-54.0% | $14,365-71.5% |