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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $146,652 | $86,298+69.9% | $111,308+31.8% | $85,847+70.8% |
| Participation rate | 96.6% | 73.3%+23.2pp | 77.3%+19.2pp | 69.3%+27.2pp |
| Annual return | 9.77% | 19.99%-10.2pp | 54.67%-44.9pp | 318.61%-308.8pp |
| Employer contribution / active EE | $9,690 | $2,044+374.2% | $2,732+254.7% | $2,565+277.7% |
| Participant deferral / active EE | $2,905 | $3,641-20.2% | $4,487-35.3% | $3,952-26.5% |
| Admin fee / account holder | $4,220 | $8,189-48.5% | $7,965-47.0% | $6,261-32.6% |