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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $563,796 | $138,114+308.2% | $125,391+349.6% | $134,545+319.0% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -27.67% | 750.88%-778.6pp | 572.41%-600.1pp | 418.37%-446.0pp |
| Employer contribution / active EE | $34,904 | $5,246+565.4% | $4,816+624.8% | $4,742+636.1% |
| Participant deferral / active EE | $27,000 | $7,801+246.1% | $7,448+262.5% | $6,401+321.8% |
| Admin fee / account holder | $7,531 | $11,570-34.9% | $10,009-24.8% | $11,431-34.1% |