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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,791 | $105,200+13.9% | $159,474-24.9% | $85,847+39.5% |
| Participation rate | 98.6% | 75.8%+22.8pp | 82.8%+15.7pp | 69.3%+29.3pp |
| Annual return | 16.36% | 45.08%-28.7pp | 263.68%-247.3pp | 318.61%-302.2pp |
| Employer contribution / active EE | $3,418 | $3,319+3.0% | $4,831-29.2% | $2,565+33.2% |
| Participant deferral / active EE | $8,807 | $5,946+48.1% | $7,353+19.8% | $3,952+122.8% |
| Admin fee / account holder | $4,818 | $6,934-30.5% | $10,802-55.4% | $6,261-23.0% |