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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,213 | $129,737-36.6% | $119,126-31.0% | $154,746-46.9% |
| Participation rate | 83.3% | 78.9%+4.5pp | 75.8%+7.6pp | 80.7%+2.6pp |
| Annual return | 17.17% | 379.08%-361.9pp | 282.11%-264.9pp | 172.34%-155.2pp |
| Employer contribution / active EE | $7,246 | $4,375+65.6% | $4,034+79.6% | $4,379+65.5% |
| Participant deferral / active EE | $4,331 | $5,842-25.9% | $5,318-18.6% | $6,730-35.6% |
| Admin fee / account holder | $1,209 | $11,961-89.9% | $10,693-88.7% | $14,365-91.6% |