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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,330 | $72,486-7.1% | $87,103-22.7% | $72,976-7.7% |
| Participation rate | 100.0% | 72.8%+27.2pp | 76.9%+23.1pp | 69.5%+30.5pp |
| Annual return | 0.00% | 24.46%-24.5pp | 28.19%-28.2pp | 81.02%-81.0pp |
| Employer contribution / active EE | $1,540 | $1,894-18.7% | $2,521-38.9% | $2,440-36.9% |
| Participant deferral / active EE | $4,099 | $3,270+25.4% | $4,049+1.3% | $3,608+13.6% |
| Admin fee / account holder | $7,577 | $5,055+49.9% | $7,491+1.1% | $5,124+47.9% |