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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $263,478 | $138,068+90.8% | $125,358+110.2% | $134,493+95.9% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -22.99% | 750.30%-773.3pp | 572.03%-595.0pp | 418.01%-441.0pp |
| Employer contribution / active EE | $9,979 | $5,244+90.3% | $4,814+107.3% | $4,740+110.5% |
| Participant deferral / active EE | $5,958 | $7,799-23.6% | $7,447-20.0% | $6,400-6.9% |
| Admin fee / account holder | $4,298 | $11,568-62.8% | $10,007-57.1% | $11,425-62.4% |