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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,548 | $138,114-25.0% | $125,391-17.4% | $134,545-23.0% |
| Participation rate | 76.5% | 84.5%-8.0pp | 82.4%-5.9pp | 81.2%-4.8pp |
| Annual return | -21.93% | 750.88%-772.8pp | 572.41%-594.3pp | 418.37%-440.3pp |
| Employer contribution / active EE | $3,300 | $5,246-37.1% | $4,816-31.5% | $4,742-30.4% |
| Participant deferral / active EE | $8,525 | $7,801+9.3% | $7,448+14.5% | $6,401+33.2% |
| Admin fee / account holder | $888 | $11,570-92.3% | $10,009-91.1% | $11,431-92.2% |