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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,500 | $109,872-23.1% | $98,483-14.2% | $167,536-49.6% |
| Participation rate | 100.0% | 75.8%+24.2pp | 73.3%+26.7pp | 82.1%+17.9pp |
| Annual return | 19.13% | 1959.31%-1940.2pp | 1494.38%-1475.3pp | 478.82%-459.7pp |
| Employer contribution / active EE | $6,284 | $3,225+94.8% | $2,961+112.2% | $4,839+29.9% |
| Participant deferral / active EE | $6,672 | $4,673+42.8% | $4,276+56.0% | $6,342+5.2% |
| Admin fee / account holder | $3,709 | $6,757-45.1% | $5,953-37.7% | $12,315-69.9% |