Retirement plan

VIA RAIL ENGINEERING INC. 401(K) RETIREMENT PLAN

Name: VIA RAIL ENGINEERING INC. - VIA RAIL ENGINEERING INC. 401(K) RETIREMENT PLAN (2019) Form 5500
Creator: VIA RAIL ENGINEERING INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, VIA RAIL ENGINEERING INC. 401(K) RETIREMENT PLAN, VIA RAIL ENGINEERING INC.

VIA RAIL ENGINEERING INC.EIN 20-3949946Plan #002PY 2019

14727 MARIBEL ROAD - MARIBEL, WI 54227414-405-7682viarailengineering.comLinkedIn11-50 employeesconstruction

Other plans on this EIN

1 filing

#001Retirement-$283K assets

Prospect flagsHigh fees

How to read this page

Total assets (EOY)

$377K

-47.4% from 2018

Total participants

-23.1% from 2018

Average account balance

$53,918

-24.9% from 2018

Annual return

15.63%

+24.30 pp from 2018

Benchmarks

See 40,726 peers

Peer group

Industry23 - Construction

Plan typeDefined contribution

Participants<25

Cohort40,726 peers

Snapshot2019

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$1.20M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$120K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

90.9%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$84K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$8K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+18.97%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$995

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2G2J3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$506K

$50635 / participant

Other / not subdivided$506K100.0%

% of EOY assets

134.157%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$53,918

$107,368-49.8%

$92,915-42.0%

$152,909-64.7%

Participation rate

70.0%

79.8%-9.8pp

76.0%-6.0pp

82.5%-12.5pp

Annual return

15.63%

145.64%-130.0pp

109.45%-93.8pp

345.46%-329.8pp

Employer contribution / active EE

$4,222-100.0%

$3,653-100.0%

$4,764-100.0%

Participant deferral / active EE

$5,104

$4,848+5.3%

$4,238+20.4%

$5,851-12.8%

Admin fee / account holder

$72,335

$7,082+921.4%

$5,796+1148.1%

$11,601+523.5%

VIA RAIL ENGINEERING INC. 401(K) RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

VIA RAIL ENGINEERING INC. 401(K) RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion