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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,294 | $96,678-7.6% | $86,640+3.1% | $139,466-36.0% |
| Participation rate | 73.3% | 74.4%-1.1pp | 71.7%+1.6pp | 80.3%-7.0pp |
| Annual return | 9.86% | 106.69%-96.8pp | 592.52%-582.7pp | 373.66%-363.8pp |
| Employer contribution / active EE | $2,719 | $3,265-16.7% | $3,024-10.1% | $4,754-42.8% |
| Participant deferral / active EE | $6,660 | $4,837+37.7% | $4,438+50.1% | $6,712-0.8% |
| Admin fee / account holder | $4,310 | $6,410-32.8% | $5,616-23.2% | $11,409-62.2% |