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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,173 | $81,276+44.2% | $155,574-24.7% | $80,925+44.8% |
| Participation rate | 100.0% | 66.2%+33.8pp | 78.2%+21.8pp | 67.7%+32.3pp |
| Annual return | 8.19% | 33.36%-25.2pp | 64.87%-56.7pp | 35.65%-27.5pp |
| Employer contribution / active EE | $6,798 | $3,103+119.1% | $4,676+45.4% | $2,756+146.6% |
| Participant deferral / active EE | $5,873 | $3,453+70.1% | $5,629+4.3% | $4,299+36.6% |
| Admin fee / account holder | $97,468 | $7,993+1119.4% | $15,914+512.5% | $6,940+1304.4% |