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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,996 | $60,349-52.0% | $74,184-60.9% | $62,881-53.9% |
| Participation rate | 92.6% | 72.7%+19.9pp | 76.6%+16.0pp | 69.3%+23.3pp |
| Annual return | 13.34% | 21.38%-8.0pp | 17.74%-4.4pp | 20.14%-6.8pp |
| Employer contribution / active EE | $4,007 | $1,680+138.5% | $2,370+69.1% | $2,281+75.7% |
| Participant deferral / active EE | $5,726 | $2,856+100.5% | $3,550+61.3% | $3,203+78.8% |
| Admin fee / account holder | $708 | $4,261-83.4% | $5,586-87.3% | $4,296-83.5% |