See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,901 | $54,573+35.4% | $90,951-18.7% | $73,488+0.6% |
| Participation rate | 35.8% | 61.2%-25.3pp | 69.0%-33.2pp | 70.7%-34.8pp |
| Annual return | 14.94% | 16.69%-1.8pp | 134.60%-119.7pp | 28.51%-13.6pp |
| Employer contribution / active EE | $611 | $991-38.4% | $2,122-71.2% | $2,270-73.1% |
| Participant deferral / active EE | $1,151 | $2,517-54.3% | $3,373-65.9% | $3,740-69.2% |
| Admin fee / account holder | $844 | $521+61.8% | $5,959-85.8% | $513+64.4% |