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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,243 | $162,136-81.3% | $152,301-80.1% | $154,746-80.5% |
| Participation rate | 100.0% | 84.1%+15.9pp | 82.4%+17.6pp | 80.7%+19.3pp |
| Annual return | 17.72% | 91.02%-73.3pp | 80.50%-62.8pp | 172.34%-154.6pp |
| Employer contribution / active EE | $9,087 | $4,890+85.8% | $4,624+96.5% | $4,379+107.5% |
| Participant deferral / active EE | $9,917 | $8,341+18.9% | $8,004+23.9% | $6,730+47.4% |
| Admin fee / account holder | $1,765 | $15,759-88.8% | $14,398-87.7% | $14,365-87.7% |