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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,087 | $133,981-88.7% | $112,249-86.6% | $134,532-88.8% |
| Participation rate | 84.6% | 78.6%+6.1pp | 75.1%+9.6pp | 81.2%+3.4pp |
| Annual return | -21.58% | 47.16%-68.7pp | 27.48%-49.1pp | 418.27%-439.8pp |
| Employer contribution / active EE | $2,678 | $4,040-33.7% | $3,636-26.3% | $4,741-43.5% |
| Participant deferral / active EE | $4,752 | $5,292-10.2% | $4,729+0.5% | $6,401-25.8% |
| Admin fee / account holder | $307 | $7,492-95.9% | $6,412-95.2% | $11,429-97.3% |