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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $187,565 | $160,040+17.2% | $147,096+27.5% | $145,877+28.6% |
| Participation rate | 75.0% | 84.0%-9.0pp | 82.2%-7.2pp | 80.3%-5.3pp |
| Annual return | 15.61% | 98.49%-82.9pp | 419.75%-404.1pp | 551.28%-535.7pp |
| Employer contribution / active EE | $5,131 | $5,289-3.0% | $4,936+3.9% | $4,663+10.0% |
| Participant deferral / active EE | $8,339 | $8,429-1.1% | $8,071+3.3% | $6,691+24.6% |
| Admin fee / account holder | $22,606 | $15,050+50.2% | $13,005+73.8% | $13,402+68.7% |