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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $187,565 | $160,070+17.2% | $147,117+27.5% | $145,897+28.6% |
| Participation rate | 75.0% | 84.0%-9.0pp | 82.2%-7.2pp | 80.3%-5.3pp |
| Annual return | 15.61% | 98.69%-83.1pp | 420.54%-404.9pp | 552.29%-536.7pp |
| Employer contribution / active EE | $5,131 | $5,285-2.9% | $4,932+4.0% | $4,663+10.0% |
| Participant deferral / active EE | $8,339 | $8,419-0.9% | $8,065+3.4% | $6,689+24.7% |
| Admin fee / account holder | $22,606 | $15,035+50.4% | $12,993+74.0% | $13,390+68.8% |