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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,920 | $78,707-30.2% | $117,861-53.4% | $70,126-21.7% |
| Participation rate | 64.0% | 73.2%-9.2pp | 79.7%-15.7pp | 69.5%-5.5pp |
| Annual return | 20.68% | 23.30%-2.6pp | 335.11%-314.4pp | 73.15%-52.5pp |
| Employer contribution / active EE | $1,152 | $2,223-48.2% | $3,786-69.6% | $2,343-50.8% |
| Participant deferral / active EE | $2,517 | $3,297-23.7% | $4,482-43.8% | $3,332-24.5% |
| Admin fee / account holder | $611 | $5,066-87.9% | $8,021-92.4% | $4,645-86.8% |