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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,486 | $180,459-31.6% | $154,108-19.9% | $135,380-8.8% |
| Participation rate | 50.0% | 87.4%-37.4pp | 83.0%-33.0pp | 82.6%-32.6pp |
| Annual return | 0.54% | 888.21%-887.7pp | 735.21%-734.7pp | 519.81%-519.3pp |
| Employer contribution / active EE | $24,566 | $6,035+307.1% | $5,298+363.7% | $4,779+414.1% |
| Participant deferral / active EE | $13,981 | $5,806+140.8% | $5,081+175.2% | $5,609+149.3% |
| Admin fee / account holder | $26,936 | $16,145+66.8% | $13,411+100.8% | $10,828+148.8% |