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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,866 | $138,114-26.2% | $125,391-18.8% | $134,545-24.3% |
| Participation rate | 82.4% | 84.5%-2.1pp | 82.4%0pp | 81.2%+1.1pp |
| Annual return | -18.19% | 750.88%-769.1pp | 572.41%-590.6pp | 418.37%-436.6pp |
| Employer contribution / active EE | $2,981 | $5,246-43.2% | $4,816-38.1% | $4,742-37.1% |
| Participant deferral / active EE | $4,986 | $7,801-36.1% | $7,448-33.1% | $6,401-22.1% |
| Admin fee / account holder | $3,773 | $11,570-67.4% | $10,009-62.3% | $11,431-67.0% |