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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,768 | $131,835-46.3% | $108,582-34.8% | $273,970-74.2% |
| Participation rate | 100.0% | 83.5%+16.5pp | 79.6%+20.4pp | 83.0%+17.0pp |
| Annual return | 4.55% | -91.57%+96.1pp | -51.70%+56.2pp | 41.46%-36.9pp |
| Employer contribution / active EE | $13,839 | $4,913+181.7% | $3,758+268.2% | $4,869+184.2% |
| Participant deferral / active EE | $8,936 | $5,127+74.3% | $4,311+107.3% | $5,287+69.0% |
| Admin fee / account holder | $487 | $10,253-95.2% | $7,645-93.6% | $10,132-95.2% |