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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,809 | $135,956-62.6% | $123,894-59.0% | $273,972-81.5% |
| Participation rate | 100.0% | 84.1%+15.9pp | 81.4%+18.6pp | 83.0%+17.0pp |
| Annual return | 2.25% | 56.63%-54.4pp | 47.52%-45.3pp | 41.46%-39.2pp |
| Employer contribution / active EE | $4,806 | $5,170-7.0% | $4,617+4.1% | $4,869-1.3% |
| Participant deferral / active EE | $8,955 | $6,343+41.2% | $5,984+49.6% | $5,287+69.4% |
| Admin fee / account holder | $2,052 | $9,817-79.1% | $8,357-75.4% | $10,133-79.7% |