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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,390 | $72,177-70.4% | $115,038-81.4% | $59,633-64.1% |
| Participation rate | 93.8% | 72.6%+21.2pp | 81.4%+12.4pp | 68.7%+25.1pp |
| Annual return | -3.45% | 12.02%-15.5pp | 26.14%-29.6pp | 2041.45%-2044.9pp |
| Employer contribution / active EE | $898 | $2,841-68.4% | $4,608-80.5% | $2,203-59.2% |
| Participant deferral / active EE | $2,372 | $4,783-50.4% | $6,026-60.6% | $3,192-25.7% |
| Admin fee / account holder | $1,439 | $4,927-70.8% | $8,175-82.4% | $4,297-66.5% |