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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,974 | $89,367-67.6% | $141,191-79.5% | $72,975-60.3% |
| Participation rate | 92.7% | 75.1%+17.6pp | 82.5%+10.3pp | 69.5%+23.2pp |
| Annual return | 21.33% | 111.87%-90.5pp | 71.41%-50.1pp | 81.01%-59.7pp |
| Employer contribution / active EE | $2,954 | $3,115-5.2% | $4,736-37.6% | $2,440+21.1% |
| Participant deferral / active EE | $3,852 | $5,419-28.9% | $6,710-42.6% | $3,608+6.8% |
| Admin fee / account holder | $1,940 | $5,957-67.4% | $10,264-81.1% | $5,124-62.1% |