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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $216,004 | $106,749+102.3% | $145,433+48.5% | $82,448+162.0% |
| Participation rate | 91.4% | 75.6%+15.8pp | 82.1%+9.3pp | 68.1%+23.4pp |
| Annual return | 8.28% | 27.59%-19.3pp | 66.58%-58.3pp | 41.64%-33.4pp |
| Employer contribution / active EE | $4,657 | $3,444+35.2% | $4,554+2.3% | $2,551+82.6% |
| Participant deferral / active EE | $6,670 | $6,519+2.3% | $7,897-15.5% | $4,139+61.1% |
| Admin fee / account holder | $9,777 | $8,390+16.5% | $13,129-25.5% | $7,234+35.2% |