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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $216,004 | $106,524+102.8% | $152,301+41.8% | $87,485+146.9% |
| Participation rate | 91.4% | 75.8%+15.7pp | 82.4%+9.0pp | 68.9%+22.5pp |
| Annual return | 8.28% | 26.89%-18.6pp | 80.50%-72.2pp | 26.06%-17.8pp |
| Employer contribution / active EE | $4,657 | $3,371+38.1% | $4,624+0.7% | $2,596+79.4% |
| Participant deferral / active EE | $6,670 | $6,525+2.2% | $8,004-16.7% | $4,274+56.1% |
| Admin fee / account holder | $9,777 | $8,287+18.0% | $14,398-32.1% | $7,775+25.8% |