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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $50,952 |
Service code 27 · EIN 42-1445429 | Advisory (Plan) | $45,902 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,135 | $56,540+41.7% | $185,849-56.9% | $86,821-7.7% |
| Participation rate | 75.1% | 65.5%+9.6pp | 81.7%-6.6pp | 72.3%+2.9pp |
| Annual return | 11.96% | 118.20%-106.2pp | 122.10%-110.1pp | 97.94%-86.0pp |
| Employer contribution / active EE | $1,767 | $1,844-4.2% | $5,169-65.8% | $2,406-26.6% |
| Participant deferral / active EE | $4,002 | $2,555+56.6% | $5,569-28.1% | $4,132-3.1% |
| Admin fee / account holder | $302 | $150+101.8% | $16,244-98.1% | $170+78.1% |