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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,512 | $84,236-30.5% | $170,435-65.7% | $70,126-16.6% |
| Participation rate | 37.5% | 70.8%-33.3pp | 83.6%-46.1pp | 69.5%-32.0pp |
| Annual return | 17.55% | 23.06%-5.5pp | 205.94%-188.4pp | 73.15%-55.6pp |
| Employer contribution / active EE | $560 | $3,387-83.5% | $5,432-89.7% | $2,343-76.1% |
| Participant deferral / active EE | $1,193 | $3,086-61.3% | $4,939-75.8% | $3,332-64.2% |
| Admin fee / account holder | $508 | $5,698-91.1% | $13,881-96.3% | $4,645-89.1% |