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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $624,468 | $226,105+176.2% | $182,540+242.1% | $152,897+308.4% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.0%+22.0pp | 82.5%+17.5pp |
| Annual return | 42.75% | 192.58%-149.8pp | 148.58%-105.8pp | 345.43%-302.7pp |
| Employer contribution / active EE | $18,087 | $4,978+263.3% | $4,076+343.8% | $4,764+279.7% |
| Participant deferral / active EE | $17,530 | $6,370+175.2% | $5,525+217.3% | $5,851+199.6% |
| Admin fee / account holder | $1,650 | $10,706-84.6% | $8,593-80.8% | $11,599-85.8% |