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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,084 | $73,863-55.2% | $143,797-77.0% | $68,490-51.7% |
| Participation rate | 60.3% | 66.7%-6.3pp | 80.3%-20.0pp | 67.9%-7.6pp |
| Annual return | -17.81% | 0.91%-18.7pp | -0.04%-17.8pp | -7.85%-10.0pp |
| Employer contribution / active EE | $1,378 | $3,185-56.7% | $4,952-72.2% | $2,597-46.9% |
| Participant deferral / active EE | $4,702 | $3,385+38.9% | $5,638-16.6% | $4,028+16.7% |
| Admin fee / account holder | $372 | $5,756-93.5% | $14,679-97.5% | $5,403-93.1% |