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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,659 | $106,008-80.5% | $92,240-77.6% | $147,586-86.0% |
| Participation rate | 0.0% | 80.4%-80.4pp | 76.5%-76.5pp | 82.8%-82.8pp |
| Annual return | 13.69% | 50.05%-36.4pp | 176.29%-162.6pp | 578.59%-564.9pp |
| Employer contribution / active EE | $0 | $4,333-100.0% | $3,680-100.0% | $4,876-100.0% |
| Participant deferral / active EE | $3,676 | $4,478-17.9% | $3,897-5.7% | $5,439-32.4% |
| Admin fee / account holder | $5,195 | $6,333-18.0% | $5,1940% | $10,886-52.3% |