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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $236,769 | $176,402+34.2% | $134,162+76.5% | $158,966+48.9% |
| Participation rate | 33.3% | 78.7%-45.4pp | 72.2%-38.9pp | 82.0%-48.6pp |
| Annual return | 14.57% | 63.66%-49.1pp | 36.35%-21.8pp | 302.95%-288.4pp |
| Employer contribution / active EE | $837 | $5,042-83.4% | $3,705-77.4% | $4,762-82.4% |
| Participant deferral / active EE | $2,020 | $4,093-50.6% | $3,500-42.3% | $5,983-66.2% |
| Admin fee / account holder | $0 | $8,719-100.0% | $6,685-100.0% | $11,250-100.0% |