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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $199,677 | $162,529+22.9% | $130,788+52.7% | $154,746+29.0% |
| Participation rate | 60.0% | 75.9%-15.9pp | 70.1%-10.1pp | 80.7%-20.7pp |
| Annual return | 18.54% | 510.48%-491.9pp | 386.44%-367.9pp | 172.34%-153.8pp |
| Employer contribution / active EE | $3,623 | $4,447-18.5% | $3,558+1.8% | $4,379-17.3% |
| Participant deferral / active EE | $7,573 | $4,808+57.5% | $4,137+83.0% | $6,730+12.5% |
| Admin fee / account holder | $0 | $7,669-100.0% | $6,673-100.0% | $14,365-100.0% |