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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,342 | $125,237+16.1% | $105,608+37.6% | $145,877-0.4% |
| Participation rate | 73.3% | 77.7%-4.3pp | 75.3%-2.0pp | 80.3%-7.0pp |
| Annual return | 14.08% | 225.76%-211.7pp | 116.50%-102.4pp | 551.28%-537.2pp |
| Employer contribution / active EE | $0 | $3,720-100.0% | $3,167-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $3,092 | $5,711-45.9% | $5,010-38.3% | $6,691-53.8% |
| Admin fee / account holder | $15,628 | $17,287-9.6% | $11,028+41.7% | $13,402+16.6% |